Applies to: Applicants for employment and private contractor opportunities, including
candidates seeking a Licensed Agent Appointment to work with AO Prado Brokerage
(collectively, “candidates”).
Does not apply to: Consumers, policyholders, or other members of the public seeking
services. If you are a consumer, please do not submit your personal information via this
site.

1) Who We Are
This Privacy Policy explains how AO Prado Group (operator of PradoRecruit.com) and AO Prado Brokerage (collectively, “we,” “our,” or “us”) collect, use, disclose, and retain
personal information provided exclusively in connection with recruiting, evaluating,
onboarding, and appointing candidates to work with AO Prado Brokerage.

2) Scope: Recruiting & Appointment Only (Not Consumer Services)
Information you submit on PradoRecruit.com is only for:
• Job applications (employment)
• Private contractor opportunities
• Licensed Agent Appointments with AO Prado Brokerage
We do not use this site to market or provide consumer services, and we do not solicit or
accept consumer inquiries here. All communications we send based on information
collected through this site are solely to respond to or manage your employment, private
contractor, or Licensed Agent Appointment candidacy.

3) Personal Information We Collect
We may collect the following categories of information from you and from permissible
sources (e.g., references, background-screening providers, licensing databases, and public
records):
• Identifiers & Contact Information: name, address, email, phone number(s), and
similar.
• Professional & Application Data: résumé/CV, cover letters, employment and
education history, skills, certifications, references, interview notes, compensation
expectations, work authorization.
• Licensing & Appointment Data (Insurance/Financial Services): state license
numbers, National Producer Number (NPN), lines of authority, continuing education
status, carrier appointments, E&O coverage, and related compliance information.
• Background Screening Data (when applicable and with required
disclosures/authorizations): identity verification, criminal history, sanctions, or
other checks permitted by law.
• Government Identifiers (as permitted and only when necessary): SSN/EIN for
contractor onboarding, tax forms (e.g., W-9), or to complete an appointment or
employment eligibility process.
• Communications & Technical Data: your communications with us (including calls,
texts, emails), call recordings where permitted by law, application metadata
(submission time, consent records, IP address), device/browser information, and
limited site analytics.
Note: If you progress in the process, we will provide any legally required disclosures and
obtain appropriate authorizations before ordering background checks.

4) How We Use Personal Information
We use your information to:
• Receive, review, and manage applications for employment or contractor roles.
• Verify qualifications, licensing, and eligibility for a Licensed Agent Appointment.
• Schedule interviews, provide process updates, and coordinate onboarding.
• Conduct background and licensing checks (with required
disclosures/authorization).
• Prepare appointment and onboarding packages, and maintain required compliance
records.
• Communicate about role requirements, training, compensation setup, and
start/appointment dates.
• Improve and secure our recruiting systems and comply with legal or regulatory
obligations.
We do not use information collected through this site to advertise consumer services, nor for general consumer marketing.

5) Text & Call Disclosures (TCPA/State Law)
By submitting your information, you may consent to us contacting you at the phone
number(s) you provide (including mobile) about your application, contractor
opportunity, or Licensed Agent Appointment. Communications may include calls or
texts and may use an automatic telephone dialing system and/or prerecorded/artificial
voice. Message frequency varies; message and data rates may apply.
• Opt-Out for Texts: Reply STOP to end, HELP for help. A final message confirming
your opt-out may be sent.
• Opt-Out for Calls: Tell our caller or contact us using the options in Section 12.
• Not a Condition: Consent is not required to apply, interview, be hired, or be
appointed.
• Authorized Number: You represent you are the subscriber or authorized user of the
phone number provided.
All communications are limited to recruiting, onboarding, and appointment
purposes—not consumer marketing.

6) Legal Bases (where applicable)
Depending on your location, our processing may rely on: your consent; steps at your
request prior to entering a contract; our legitimate interests in recruiting and onboarding;
compliance with laws/regulations; and performance of a contract.

7) Disclosures of Personal Information
We may disclose your information to:
• Internal teams (recruiters, hiring managers, compliance).
• Service providers/processors (e.g., applicant tracking systems,
background-screening vendors, cloud hosting, scheduling and messaging
platforms, identity/licensing verification, e-signature, and onboarding tools) bound
by contractual confidentiality and use limitations.
• Regulators, carriers, and licensing authorities as required to verify eligibility and
complete Licensed Agent Appointments.
• Professional advisors (legal, compliance, auditors).
• As required by law (e.g., to respond to lawful requests or protect rights and
security).
No Sale/Share for Advertising: We do not sell your personal information or share it for
cross-context behavioral advertising.

8) Data Retention
We retain candidate records for as long as needed for recruiting, onboarding/appointment, legal, tax, audit, or regulatory requirements (for example, to meet insurance licensing and appointment recordkeeping obligations). When no longer needed, we delete or de-identifyinformation consistent with our retention schedule and applicable law.

9) Your Privacy Choices & Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, receive a
copy of, or limit certain uses of your personal information. You may also have the right to
withdraw consent to texts/calls (see Section 5) and to lodge a complaint with a regulator.

California Notice (CPRA): California residents have the rights described above, including
the right to know categories/specific pieces of personal information, to correct, to delete,
and to limit use of sensitive personal information (where applicable). We do not sell or
share your personal information for cross-context behavioral advertising. To exercise rights, use the methods in Section 12.

10) Security
We use administrative, technical, and physical safeguards designed to protect personal
information. No system is 100% secure, and you should not include sensitive information
beyond what we request for recruiting/appointment purposes.

11) Children’s Information
PradoRecruit.com is not intended for individuals under 16, and we do not knowingly collect information from them.

12) How to Contact Us / Exercise Your Rights
• Email: [privacy@pradorecruit.com]
• Phone (voice/SMS for recruiting): 469-751-7081(Reply STOP to opt out of texts;
HELP for help.)
• Postal: [AO Prado Group / AO Prado Brokerage, Street, City, State ZIP]

When submitting a privacy request, please indicate you are an applicant or private
contractor candidate (or seeking a Licensed Agent Appointment) so we can route your
request appropriately. We may need to verify your identity and relationship to AO Prado
Group/AO Prado Brokerage.

13) Changes to This Policy
We may update this Privacy Policy from time to time. The “Effective Date” above reflects
the latest version. Material changes will be posted on this page.

AO Prado Group / AO Prado Brokerage
Effective Date: [Month Day, Year]
Website: https://www.PradoRecruit.com

• Who this is for: Only people applying for employment, private contractor opportunities, or a Licensed Agent Appointment to work with AO Prado Brokerage (“candidates”).
   
• Not for consumers: This site is not for consumer services. Do not submit consumer inquiries or policy/account information here.
   
• What we collect: Contact details, résumé/application data, licensing/appointment details, background‑screening data (with required disclosures/authorization), and related communications/technical data.
   
• Why we collect it: To recruit, evaluate, schedule, onboard, and complete Licensed Agent Appointments, and to meet legal, licensing, and compliance obligations.
   
• Calls & texts: We may contact you about your candidacy via calls or texts (which may use an autodialer or prerecorded/artificial voice). Consent isn’t required to apply/interview/be hired or appointed. Msg & data rates may apply; frequency varies. Reply STOP to opt out, HELP for help.
   
• Sale/Share: We do not sell your personal information and do not share it for cross‑context behavioral advertising/targeted advertising.
   
• Your rights: Depending on your location, you may request access, correction, deletion, portability, or limits on certain uses. See Your Privacy Rights below.
   

This Privacy Policy explains how AO Prado Group (operator of PradoRecruit.com) and AO Prado Brokerage (collectively, “AO Prado,” “we,” “us,” or “our”) collect, use, disclose, and retain personal information submitted exclusively by:

• Job applicants (employment)
   
• Private contractor candidates
   
• Candidates seeking a Licensed Agent Appointment to work with AO Prado Brokerage
   

This site and policy do not cover consumer services or consumer inquiries. If you are a consumer, please contact our consumer‑facing channels instead.

We may collect information directly from you, from your devices during site use, and from permitted third‑party sources such as references, background‑screening providers, licensing authorities, carriers, and public records.

Categories of data (examples, not exhaustive):

• Identifiers & Contact Info: Name, email, phone(s), address, state of residence.
   
• Application & Professional Info: Résumé/CV, cover letters, work/education history, certifications, references, interview notes, availability, compensation expectations, work authorization.
   
• Licensing & Appointment Info (insurance/financial services): State license numbers, National Producer Number (NPN), lines of authority, CE status, carrier appointments, E&O coverage, and related compliance data.
   
• Background‑Screening Data (where permitted and with required authorization): Identity verification, criminal history, sanctions, employment/education verifications, and similar.
   
• Government Identifiers (only if necessary and permitted): SSN/EIN for contractor onboarding/tax forms, I‑9/eligibility, or to complete appointments.
   
• Communications & Call/Text Records: Emails, call recordings (where permitted by law), text messages, scheduling communications.
   
• Technical/Usage Data: Submission timestamps, consent artifacts (e.g., checkbox text, IP address, form version), device/browser info, basic site analytics and cookies.
   

If background screening is required, we will provide any legally required standalone disclosures and obtain written authorization before ordering a report.
 

We use personal information solely to:

• Receive, review, and manage applications for employment and private contractor roles.
   
• Verify qualifications, licensing, and eligibility for Licensed Agent Appointments.
   
• Communicate about your candidacy (e.g., interview scheduling, status updates, onboarding steps).
   
• Conduct background and licensing checks (with required disclosures/authorization).
   
• Prepare appointment and onboarding packages; meet carrier, regulatory, and audit requirements.
   
• Improve, secure, and audit our recruiting systems and comply with law.
   

We do not use information collected on this site to market consumer services. All communications are limited to your employment, private contractor, or Licensed Agent Appointment candidacy with AO Prado Brokerage.

By submitting your information, you may choose to consent to receiving calls and texts from AO Prado about your application, contractor opportunity, or Licensed Agent Appointment. These communications may use an automatic telephone dialing system and/or prerecorded/artificial voice. Message frequency varies; message and data rates may apply.

• Opt‑Out (Texts): Reply STOP to end; HELP for help. A final confirmation may be sent.
   
• Opt‑Out (Calls): Tell our caller or use the contact methods in Section 11.
   
• No Condition: Consent is not required to apply, interview, be hired, or be appointed.
   
• Authorized Number: You represent you are the subscriber or authorized user of the number provided.
  We maintain records of consent/opt‑outs for compliance.
   

We may use cookies and similar technologies to support site functionality, security, and basic analytics (e.g., page performance, error diagnostics). We do not place advertising cookies on this site.

• You can manage cookies through your browser settings.
   
• Do Not Track: Because there is no industry consensus, we do not currently respond to browser DNT signals.
   

Depending on your location, processing may rely on: (i) your consent; (ii) steps at your request before entering a contract; (iii) our legitimate interests in recruiting and onboarding; (iv) compliance with law or regulatory obligations; and/or (v) performance of a contract.

We disclose personal information to the following, for the purposes described above:

• AO Prado teams (recruiting, hiring managers, compliance, operations).
   
• Service Providers/Processors under contract (e.g., applicant tracking, background‑screening, cloud hosting, scheduling/messaging, identity/licensing verification, e‑signature, onboarding, and IT/security).
   
• Regulators, carriers, and licensing authorities to verify eligibility and complete Licensed Agent Appointments.
   
• Professional advisors (legal, compliance, auditors).
   
• As required by law (e.g., lawful requests, investigations, protection of rights/security).
   

No Sale/Share for Advertising: We do not sell your personal information and do not share it for cross‑context behavioral advertising/targeted advertising. If that ever changes, we will update this Policy and provide required notices/opt‑outs.

We keep personal information as long as needed for recruiting, onboarding/appointment, and to meet legal, regulatory, tax, licensing, or audit requirements. When no longer needed, we delete or de‑identify information consistent with our retention schedule and applicable law.

We use administrative, technical, and physical safeguards designed to protect personal information. No system is 100% secure. Please avoid sending sensitive information beyond what we request for recruiting/appointment purposes.

PradoRecruit.com is not intended for individuals under 16, and we do not knowingly collect information from them.

Depending on your jurisdiction, you may have rights to access, correct, delete, receive a copy of, or limit certain uses of your personal information. You may also withdraw consent to calls/texts (see Section 4). We will not discriminate against you for exercising your rights.

How to submit a request (applicants/contractor candidates only):

• Email: [privacy@pradorecruit.com]
   
• Phone (voice/SMS): [(###) ###‑####]
   
• Postal: [AO Prado Group / AO Prado Brokerage, [address], [city], [state] [ZIP]]
   

We may need to verify your identity and relationship to AO Prado (e.g., via email/phone verification or limited information). Authorized agents may submit requests as permitted by law subject to verification.

Appeals (where required, e.g., Virginia): If we deny your request, you may appeal by emailing [privacy@pradorecruit.com] with “Privacy Request Appeal” in the subject. We will respond within the timeframe required by applicable law.

• Notice at Collection: See the Quick Summary and Appendix A for required category disclosures.
   
• Sensitive Personal Information: If collected (e.g., SSN for onboarding/tax or for licensing), we use it only for permitted purposes (e.g., compliance, onboarding, appointments) and do not use it to infer characteristics.
   
• Sale/Share: We do not sell personal information and do not share it for cross‑context behavioral advertising.
   
• Right to Know/Access/Correct/Delete/Portability: Available as provided by law; see Section 11.
   
• Non‑Discrimination: We will not discriminate for exercising your CPRA rights.
   
• Shine the Light: We do not disclose personal information collected here to third parties for their direct marketing.
   

Colorado/Connecticut/Utah/Virginia: We do not process personal data for targeted advertising, sell personal data, or use it for profiling that produces legal/similar significant effects solely by automated means. Appeals process available (see Section 11).

If you reside outside the U.S., your information may be processed in the U.S. or other jurisdictions with different data‑protection laws. Where required, we implement appropriate safeguards (e.g., contractual protections).

We do not make hiring or appointment decisions solely by automated means. Human review is part of our evaluation process.

Our site may link to third‑party sites or tools (e.g., scheduling, video interviews). Their privacy practices are governed by their own policies.

We may update this Policy from time to time. The Effective Date above reflects the latest version. Material changes will be posted here.

For privacy questions or requests related to applicants, private contractor candidates, or Licensed Agent Appointments:

• Email: [privacy@pradorecruit.com]
   
• Phone (voice/SMS): [(###) ###‑####] — Reply STOP to opt out of texts; HELP for help.
   
• Postal: [AO Prado Group / AO Prado Brokerage, [address], [city], [state] [ZIP]]
   

If you are a consumer seeking services, do not use this page; instead contact our consumer‑facing channels: [link or phone/email].

CPRA CategoryExamples We CollectSource(s)Purpose(s)Disclosed ToSold/SharedIdentifiersName, email, phone, addressYouRecruiting, communications, scheduling, onboardingAO Prado teams; service providersNoCustomer RecordsApplication profile, résumé, referencesYou; referencesEvaluate candidacy; onboardingAO Prado teams; service providersNoProtected Classifications (optional, if collected for EEO)Voluntary self‑ID (e.g., gender, race/ethnicity)YouEEO/AA reporting (aggregate), complianceAO Prado teams; regulators where requiredNoCommercial InfoN/A (no consumer sales here)———NoBiometricGenerally not collected———NoInternet/Network ActivityBasic site analytics, IP, device/browserYour deviceSite security/performance, fraud preventionService providers (hosting/analytics)NoGeolocationApproximate via IPYour deviceSecurity/fraud preventionService providers (security)NoSensoryCall recordings (where permitted)YouQuality assurance, complianceService providers (telephony)NoEmployment‑RelatedWork history, education, licensesYou; third‑party verifiersEvaluate candidacy; appointmentAO Prado teams; service providers; regulators/carriersNoEducation InfoDegrees, institutions, datesYou; verifiersEvaluate candidacyAO Prado teams; service providersNoInferencesFit indicators from interviews/notesAO PradoEvaluate candidacyAO PradoNoSensitive PISSN/EIN (if needed), state license numbers, NPNYou; licensing authoritiesOnboarding, tax, licensing/appointment complianceAO Prado teams; service providers; regulators/carriersNo 

Retention: We retain data only as long as needed for recruiting, onboarding/appointment, and legal/regulatory requirements (see Section 8).

• We will provide any required standalone disclosures and obtain written authorization under the Fair Credit Reporting Act (FCRA) and applicable state laws before ordering a background report.
   
• For licensing/appointments, we may disclose necessary information to regulators and carriers to verify eligibility and complete your Licensed Agent Appointment.
   

• Purpose: Messages/calls relate only to your employment, private contractor, or Licensed Agent Appointment process with AO Prado Brokerage.
   
• Technology: Calls or texts may use an automatic telephone dialing system and/or prerecorded/artificial voice.
   
• Frequency & Charges: Message frequency varies; message and data rates may apply.
   
• Opt‑Outs: Reply STOP to end texts; tell our caller or contact us to opt out of calls.
   
• Not a Condition: Consent is not required to apply/interview/be hired or appointed.
   
• Authorized Number: You confirm you are the subscriber or authorized user of the number provided.
  Purpose: This page supports people who are applying for employment, pursuing private
  contractor opportunities, or seeking a Licensed Agent Appointment to work with AO
  Prado Brokerage via PradoRecruit.com.
  Not for consumers: If you are a consumer seeking services, do not use this form. Please
  contact our consumer-facing team or website instead: [Insert consumer site or
  phone/email].

How to Reach the Recruiting Team
Online Form (preferred): Use the form on this page to reach our recruiting team
about your application, interview scheduling, onboarding steps, or appointment
questions.
• Email: [admin@pradorecruit.com]
• Phone (voice/SMS for recruiting): 469-751-7081
 - Text Terms: Message frequency varies; message/data rates may apply. Reply
STOP to cancel, HELP for help. Consent not required to apply, interview, be
hired, or be appointed. Calls or texts may use autodialer or
prerecorded/artificial voice. Communications will relate only to recruiting,
onboarding, or Licensed Agent Appointment matters.

What to Include (Applicants & Contractor Candidates)
• Your full name and the role or contractor opportunity you’re pursuing
• The best email and phone number to reach you (mobile if you prefer texts)
• Any scheduling constraints or deadlines
• If applicable, your state(s) of licensure, NPN, and appointment/carrier questions

What Not to Send
• Consumer service requests or policy/account questions (please use the
consumer contact channel).
• Sensitive personal information we haven’t requested (e.g., full SSN, bank/credit card
numbers, medical information). We will request only what is necessary for
recruiting, onboarding, or appointment.

Privacy & Use of Your Information
Information submitted through this page is used exclusively to respond to your
employment application, private contractor opportunity, or Licensed Agent
Appointment with AO Prado Brokerage, and handled per our Applicant & Contractor
Privacy Policy. We do not use this page to market consumer services.

• Read the full policy:

Accessibility
If you need a reasonable accommodation during the application or appointment process,
please let us know via the form, email, or phone above.

Alternate Contact (Postal)
[AO Prado Group / AO Prado Brokerage]
11487 South 700 East
Draper, UT 84020